PTO Today offers insurance to meet your group's needs. Please select one or more coverage types from the list below.
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Property Insurance
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$115.00
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Your group works hard to raise and allocate funds. Property insurance protects your parent group property (cotton candy machines, computers/projectors, and fundraising merchandise, etc.) against theft and damage. $10,000 Annual Limit.
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General Liability Insurance
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$165.00
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Accidents can and do happen. Children can be injured at one of your events or have an accident on a piece of equipment that your group funded. General liability insurance protects your group and volunteers in the event a claim is filed. $1,000,000 per occurrence limit/$2,000,000 annual aggregate limit.
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Fidelity Bond
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$115.00
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Unfortunately, theft from the PTO is something that many groups have had to overcome. Bond insurance replaces the stolen money so your group can continue operating business as usual. $25,000 Annual Limit.
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D&O (Officers Liability)
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$70.00
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Any one of your board members can be sued personally for a decision made by your group. D&O insurance protects board members if a 'mismanagement' or 'misrepresentation' claim is filed. $1,000,000 per occurrence limit/$1,000,000 annual aggregate limit.
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Accident Medical Insurance
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$110.00
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Accident Medical insurance provides for out-of-pocket medical expense to help avoid lawsuits. The Accident Medical policy also provides medical expense coverage for things that are excluded from the General Liability policy including automobiles and school buses (for field trips). Note: Accident Medical insurance does not replace your General Liability policy. $25,000 annual limit.
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